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Human Services

Central Office: 913-715-8800

11811 S. Sunset Drive, Suite 1300, Olathe, Kansas 66061

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HOME Program

The HOME Program assists eligible Johnson County homeowners with rehabilitation of their homes to bring them into compliance with local housing codes (Housing Quality Standards).

Contact Information:

Johnson County Housing Services
HOME program
12425 W. 87th Street Parkway, Suite 200
Lenexa, KS 66215
(913) 715-6612 / VOICE
(913) 715-6632 / FAX
E-Mail: Sue Carter, Rehabilitation Program Assistant

Frequent Questions:

What is the HOME Program?

The HOME Program assists eligible homeowners of Johnson County, Kansas with rehabilitation needs of their owner-occupied homes. The program will bring a home or dwelling into compliance with local housing codes and address health and safety issues.

Assistance is provided as a deferred payment loan (at 0% interest and is forgiven 10% per year for 10 years.) The loan instrument is recorded with the Johnson County Records & Tax Administration. If at any time the property changes ownership, the remaining amount of the loan must be repaid.

What are the eligibility requirements?

There are nine basic eligibility requirements a household must meet to participate in the HOME Program:

  • The home must be located in Johnson County, Kansas.
  • The applicant must own and occupy his or her home as their primary residence.
  • If the home is secured by a mortgage, the payment must be current.
  • The repairs must cost a minimum of $1,000 to correct.
  • Total household gross income cannot exceed the 80 percent low to medium limit as set by HUD.
  • The value of the home assisted property after rehabilitation must not exceed 95 percent of the median purchase price for the area, as published by HUD.  HUD's current value limit is $169,950.
  • All property taxes on the property must be current.
  • Adequate homeowner's insurance must be in effect.
  • There can be only one lien holder on the property at the time of application.

The city in which the property is located must provide match funding. This match funding must be in place before the project can be started. Call your city hall for information.

All eligibility requirements must be verified.

What are the income guidelines?

The following income limits are based on HUD published median income guidelines for the Kansas City Metropolitan area (MSA: Kansas City, MO-KS):

Household Size  |  Income Limit

  • 1 person | $40,800
  • 2 person | $46,600
  • 3 person | $52,450
  • 4 person | $58,250
  • 5 person | $62,950
  • 6 person | $67,600
  • 7 person | $72,250
  • 8 person | $76,900

How does the HOME Program provide assistance?

Our Rehabilitation Specialist will come to your home and do a complete inspection. This includes such items as walls, floors, roof, foundation, plumbing, sewer, electrical, furnace, water heater, doors, windows, and guardrails. Home conditions will also be inspected.

While the mission of the HOME Program is to address health and safety concerns, other objectives include improving accessibility for persons with disabilities, weatherization, and addressing lead-based paint. See Protect Your Family from Lead in the Home.  Other rehabilitation may be done to bring the property up to a level that is not uncommon for the area. The HOME Program will not provide for general upgrades or luxury items.

How do I participate?

  • Step 1. Request an application from the Housing Services office (913) 715-6612 or click here to download an application.
  • Step 2. Complete the application and return it to the Housing Services office. Be sure to include copies of all required documentation.

    Johnson County Housing Services
    12425 West 87th Street Parkway, Suite 200
    Lenexa, KS 66215
     

  • Step 3. The Housing Authority Intake worker will contact you to complete the application process.
  • Step 4. An inspector will assess your home for needed repair.

Homebuyer Assistance Program

The Homebuyer Assistance Program will be open to new applications effective September 1, 2016 until further notice.
 


The Johnson County Housing Services Homebuyer Assistance Program is designed to assist low-to-moderate income Johnson County residents or persons who have been employed for at least two consecutive years in Johnson County with down payment/closing cost assistance towards the purchase of a home. The Program is made possible through the HOME Investment Partnership grant which is awarded to Johnson County Housing Services by the United States Department of Housing and Urban Development.

Contact Information:

Johnson County Housing Authority
12425 W. 87th Street Parkway, Suite 200
Lenexa, KS 66215
(913) 715-6662 / VOICE
(913) 715-6631 / FAX
E-Mail: Carlotte.Lindsey@jocogov.org

Frequent Questions:

Q & A ... for Applicants .... for Lenders ... for Realtors

What are the eligibility requirements?

Eligibility Requirements:

  • Household income has to be less than the following income limits for household size based on gross income. The following income limits are based on HUD's published median income guidelines for the Kansas City Metropolitan area (MSA: Kansas City, MO-KS):

    Household Size  |  Income Limit

  • 1 person | $40,800
  • 2 person | $46,600
  • 3 person | $52,450
  • 4 person | $58,250
  • 5 person | $62,950
  • 6 person | $67,600
  • 7 person | $72,250
  • 8 person | $76,900
     
  • Intends to own and live in the newly purchased home for at least five (5) years as principal place of residence.  If the house is sold within the first five (5) years, the homebuyer will be responsible for repayment of the pro-rated balance of HOME funds (homebuyer’s assistance). The rate of forgiveness is 20% each year for five (5) years using a full calendar year. For example, if you purchased a home on 9/21/13 you would not be completely forgiven of the debt until 9/21/18. If the homeowner does not sell the house within this time, the deferred loan will be completely forgiven.
  • Mandatory homebuyer education training provided by a HUD approved counseling agency. This training may not be completed on a computer and must meet a minimum of 4 hours in length as well as provide a Certificate of Completion. Reasonable accommodations can be made for those with accessibility issues.
  • Purchased home must be used as the principal place of residence. (Person receiving assistance must live at the residence purchased.)
  • If you currently own a property, it must be sold before the final approval of assistance is granted.
  • Must carry homeowner insurance equal to or more than the value of the property plus the Homebuyer’s Assistance amount and provide documentation upon renewal period for the duration of the affordability period to Johnson County Housing Services.
  • The homeowner/applicant must occupy the home within 30 days of loan closing.
  • Buyer must not have more than 30% liquid assets or equity transfer of total purchase price of home;
  • Must provide a down payment investment towards purchase price of home that is equal to 1 percent of sales price or $500, whichever is greater.
  • Total House Payment - PITI (Payment, Interest, Taxes and Insurance) plus recurring debt cannot exceed 38% of gross income.
  • Only documented income will be used to determine the maximum purchase price of a home by a participant.

Johnson County Housing Services reserves the right to deny funding to any applicant whose income, debt, credit, etc, do not meet our local requirements.

What are the program features?

Down payment and closing cost assistance not to exceed $10,000 in the form of a deferred loan will be provided on behalf of the qualified participant (the amount to be determined at Johnson County Housing Services' discretion).

The home must be purchased in Johnson County, Kansas.

The home must be inspected by Johnson County Housing Rehabilitation Specialist and pass Housing Quality Standards. (This does not replace a mechanical, electrical, or termite inspection which is not mandatory, but highly encouraged. )

An environmental review is performed on the potential home to be purchased upon submission of the address to the Johnson County Housing Services office. If the home is found to be in a flood zone, the home will be determined ineligible and the applicant would not qualify to receive down payment assistance for this purchase.

For any home built before 1978, a lead-based paint report must be submitted to Johnson County Housing Services with the real estate sales contract. This report must reflect either that lead-based paint was not present at the time of the inspection or that lead-based hazards were present but have been remediated and a lead clearance was received after the remediation took place. See Lead Brochure

Buyers of properties located within 2,500 feet of the Johnson County Executive Airport (the Airport Clear Zone) will be required to execute an affidavit acknowledging that they are aware of the proximity of the property to the airport.

Are Subordinations Allowed?

Subordination of Deferred Loan During Affordability Period:

  • Only in the case of imminent danger of foreclosure will the deferred loan be considered for subordination for refinancing during the 5 year affordability period. No other exceptions will be made to this policy.
  • Fixed Mortgage Rate (15 - 30 year term)
  • Interest rate cannot be more than 1 1/2 percent over FHA rate (Requirement for all lenders).
  • If the lender requires, participant must purchase Private Mortgage Insurance (PMI).
  • Purchase price must not exceed $195,000 on new construction. Purchase price must not exceed $169,000 on existing (not new construction) homes. These limits are subject to change in accordance with HUD guidelines.

What are eligible properties to purchase?

  • Single-Family Home (including 1-4 unit dwellings)
  • Condominium Units
  • Townhouses
  • Site Built Homes
  • Modular Homes

What can be covered with program funds?

  • Processing and Settlement Costs
  • Private Lender Original Fees
  • Credit Reports
  • Title Fees
  • Recording Fees
  • Appraisal Fees
  • Reduction of Principal Balance of Loan

What is the anticipated time frame I can expect?

From initial application to closing, plan on at least 3 months and this is if an eligible property to purchase is found relatively soon after approval for the Homebuyer Assistance Program.

The approval for the Homebuyer Assistance Program is good for six months from the date of the approval letter.

What can I do to help ensure the fastest processing of my application?

  • Provide email address to allow rapid communication
  • Provide human resource phone and fax numbers
  • Provide real estate agent contact information – Also inform agent as to pending application for the Homebuyer’s Assistance Program
  • Provide lenders contact information - Also inform lender as to application for the Homebuyer’s Assistance Program
  • Provide insurance agent contact information - Also inform agent as to pending application for the Homebuyer’s Assistance Program

What are the steps for completing the Homebuyer Assistance Program?

  1. Attend Homebuyer Education Class from a HUD approved counseling agency. The class must be at least 4 hours long in a physical location and provide you with a certificate of completion at the conclusion of the class. Internet classes are not allowed. Reasonable accommodations can be made for those with accessibility issues.
    1. Click here for Kansas HUD approved agencies.
    2. Click here for Missouri HUD approved agencies.
  2. Get pre-approved for a mortgage with a lender. Any lender can participate with our program.
  3. Apply for the Homebuyer Assistance ProgramClick here to download an application or contact Housing Services office at (913-715-6662) Complete the application entirely - read carefully. Only complete applications with documentation will be processed.   Also please submit Authorization for the Release of Information and Certification of Legal Residency in the United States.

    Provide all necessary support documents i.e. bank statements, social security award letters, pension statements etc. (see application for a complete list). Sign your name in all necessary places in the application packet. **Note that providing fax numbers for assets, banks, and employers will help our office process your application in less time.
     

  4. Return the application and supporting documents to the Housing Services office. Fax to 913-715-6631, or scan and e-mail to Carlotte.Lindsey@jocogov.org or mail to the address below or drop off at:

    Attention: Homebuyer Assistance Program
    Johnson County Housing Services
    12425 West 87th Street Parkway, Suite 200
    Lenexa, KS 66215
     

  5. Begin looking for a home when you receive a Homebuyer Assistance approval letter. Upon completion of credit counseling with Johnson County Housing Services staff and receipt of Certificate of Completion of Homebuyer Education class from a HUD approved counseling agency, eligible participants will be given a Homebuyer Assistance approval letter. Participant may now begin looking for a home.
     
  6. Once a sales contract is executed, a copy of the sales contract must be forwarded to:

    Johnson County Housing Services
    Homebuyer Assistance Program
    12425 W. 87th Street Parkway, Suite 200
    Lenexa, KS 66215

    It can also be faxed to (913) 715-6631 or emailed to  Carlotte.Lindsey@jocogov.org.

    Participation in the Johnson County Housing Services Homebuyer Assistance Program does not guarantee mortgage approval. The Housing Quality Standards (HQS) inspection performed on the property must pass inspection prior to a closing date being scheduled. A minimum of 14 business days in advance of a scheduled closing date all required documents must be in the possession of Johnson County Housing Services.

    Required documents include:

    ​- Certificate of Completion of Homebuyer Education Course
    - Credit Report with Scores from Lender
    - Loan Application
    - Pre-qualification or Pre-approval Letter
    - Real Estate Sales Contract
    - Good Faith Estimate
    - Appraisal Report

    Termite, electrical and mechanical inspections are highly recommended, but not mandatory. If these inspections are performed, a report of the results must be forwarded, along with the above documents, within the timeline indicated above.

    Once all required documents are received by Johnson County Housing Services, they will be forwarded to legal counsel for review and approval of release of funds.

    Johnson County Housing Services must be in the possession of HUD-1 a minimum of 3 business days in advance of a scheduled closing date for final review and approval to proceed to close.

    Checks are not processed internally in the Johnson County Housing Services Office. Therefore, timelines have been established to accommodate the required amount of time necessary for external processing.

Q & A for Applicants:

Can I have a roommate? All persons who will reside in the purchased property must be listed on the application and income included in determining eligibility.

Can I buy a duplex and rent out the other side? No, the property must be your principal place of residence and cannot be split.

What if I have a Real Estate Contract on a home already? Unless the existing contract can be renegotiated to include a minimum 60-day extension, the applicant would be ineligible. Consideration should also be given to a contingency in the contract based on a failed housing inspection.

What about Homeowners Insurance? It is required to secure and maintain homeowners insurance equal to or more than the value of the property in addition to the amount of assistance from the Homebuyer’s Assistance Program.   Johnson County Housing Services must be provided evidence of insurance coverage on or before closing.

This coverage must be kept current throughout the affordability period to be in compliance with The Homebuyer Assistance Program. Failure to provide evidence and/or keep insurance coverage on the home will be deemed non-compliant and the Homebuyer Assistance Program funds which were utilized to purchase the property will become due immediately.

The 2nd mortgagee must be listed on the Certificate Holder as:

Board of County Commissioners Johnson County Kansas
C/O Johnson County Housing Services
12425 West 87th St. Pkwy, Suite 200
Lenexa, Kansas 66215

How much should I have saved up (minimum)? Beyond a minimum 1% or $500, whichever is greater, and purchase of homeowners insurance, visit with your realtor/lender about potential expenses and incidentals related to your home purchase.

What if my home is in danger of foreclosure and I need a Subordination of Deferred Loan? If your purchased property is in jeopardy of foreclosure please contact Johnson County Housing Services’ Director at 913-715-6601.

What If I want to refinance my home? Once the affordability period is complete you may refinance your home. During the affordability period (5 years) subordination is not allowed, therefore refinancing is not an option until the affordability period has expired.

Q & A for Lenders:

What do we have to do to become an approved lender to work with your program? Any lender who wishes to participate with the Homebuyer Assistance Program may do so as long as they are willing to comply with the terms and conditions of the program. It should be noted that our guidelines and regulations are not negotiable and will direct the entire purchase process.

What is Johnson County Housing Services’ role in the closing? Johnson County Housing Services must be in possession of the closing disclosure a minimum of 3 business days in advance of a scheduled closing date for final review and approval to proceed to close. The Grant Coordinator or other JCHS staff member will attend the closing to obtain signatures and provide the funds to the title company on behalf of the client.

What type of loan can the client utilize? The loan types clients can utilize include:• FHA• FHA 203B• FHA 203K• USDA• VA • Conventional • Conventional Insured

Q & A for Realtors:

Can Homebuyer Assistance funds be used to pay commissions? Our funds cannot be utilized to pay realtor commissions.

Are there other programs out there that can be utilized with Homebuyer Assistance program, or programs to avoid? Johnson County Housing Services is unaware of any programs currently that can be utilized in conjunction with the Homebuyer Assistance Program. Freddie Mac or Fannie Mae owned properties do not work with our program.

Housing

Housing Services receives federal, state and local funds to assist families and individuals who meet the eligibility criteria for the following programs:

Housing Authority - The Housing Authority administers Section 8 (HCV)for the cities of De Soto, Edgerton, Gardner, Lenexa, Merriam, Mission, Overland Park, Prairie Village, Roeland Park, Shawnee, Springhill and Westwood areas.

Minor Home Rehabilitation - The Minor Home Rehabilitation Program assists eligible Johnson County homeowners with home repairs and provides limited accessibility modifications for eligible persons with a disability.

Weatherization - The Weatherization Program provides assistance to low-income residents of Johnson County in making their homes more comfortable, safe and energy efficient.

Johnson County HOME Program - The HOME Program assists eligible Johnson County homeowners with rehabilitation of their homes to bring them into compliance with local housing codes. (Housing Quality Standards).

Homebuyer's Assistance Program - The program is designed to assist low-to-moderate income Johnson County residents or people who have been employed for at least two consecutive years in Johnson County with the purchase of a home.

TITLE VI of the CIVIL RIGHTS ACT of 1964

The Fair Housing and Equal Opportunity, Office of Program Compliance, investigates complaints pursuant to Title VI of the Civil Rights Act of 1964 (Title VI). Title VI prohibits discrimination on the basis of race, color or national origin in programs and activities receiving Federal financial assistance. Complaints must be filed within 180 days of the alleged act of discrimination.

Federal law prohibits housing discrimination based on your race, color, national origin, religion, sex, familial status, or disability. If you believe your civil rights have been violated, you can file your fair housing complaint online by clicking the Housing Discrimination Complaint link below.

http://portal.hud.gov/hudportal/HUD?src=/topics/housing_discrimination

Housing Authority

The Waiting List for Section 8 Housing is closed.

Contact Information:

Johnson County Housing Authority
12425 W. 87th Street Parkway, Suite 200
Lenexa, KS 66215
(913) 715-6600 / VOICE
(913) 715-6630 / FAX
E-Mail: Jerlinda Harris, Program Assistant

The Section 8 Housing Choice Voucher (HCV) Program is a federally funded program designed to provide subsidies to very low and extremely low income families, allowing them to locate decent, safe housing while maintaining their rental payments at an affordable level. The program also offers an incentive to private property owners to rent to low income families by offering timely, consistent subsidy payments, yearly inspections, and mediation.

The Housing Authority administers Section 8 (HCV) for the cities of De Soto, Edgerton, Gardner, Lenexa, Merriam, Mission, Overland Park, Prairie Village, Roeland Park, Shawnee, Springhill and Westwood areas, Leawood, Fairway, and Stillwell.
 

Minor Home Rehabilitation

The Minor Home Rehabilitation program assists eligible Johnson County homeowners with home repairs and provides limited accessibility modifications for eligible persons with a disability.  Print program information

Contact Information:

Johnson County Housing Services
Minor Home Rehabilitation Program
12425 W. 87th Street Parkway, Suite 200
Lenexa, KS 66215
(913) 715-6612 / VOICE
(913) 715-6632 / FAX
E-Mail Minor Home Repair program staff 

Frequent Questions:

Who is eligible?

  • You must be a resident of Johnson County, Kansas.
  • Your annual gross income cannot exceed 80 percent of the median-income guidelines, as published annually by HUD.
  • You must own and occupy your home as your primary residence, be current on the payment of property taxes, and your home cannot be for sale.

What are the income guidelines?

The following income limits are based on HUD published median income guidelines for the Kansas City Metropolitan area (MSA: Kansas City, MO-KS):

Household Size  |  Income Limit

  • 1 person | $40,800
  • 2 person | $46,600
  • 3 person | $52,450
  • 4 person | $58,250
  • 5 person | $62,950
  • 6 person | $67,600
  • 7 person | $72,250
  • 8 person | $76,900

What kinds of repairs are provided?

The program addresses repairs that, if left unattended, would have a direct impact on the health, safety, or accessibility of the homeowner. Repair work focuses on mechanical systems in the home and devices or modifications to make the home accessible.

We do not provide for ordinary homeowner maintenance items, and do not repair appliances, such as stoves, refrigerators, or window air conditioners. We also do not provide exterior maintenance such as yard work, tree removal, snow removal, gutter cleaning, or routine painting.

However, exterior painting may be provided to remedy a city citation or notification by a city/county code inspector of a deficiency for deteriorating or peeling paint.

  • Carpentry: Repair windows and doors, install handrails, replace steps, make small floor and wall repairs.
  • Electrical: Replace faulty outlets, switches, and light fixtures; do minor rewiring; install smoke detectors.
  • Furnace/central air conditioner: Inspect and repair heating and cooling units.
  • Handicap accessibility: Install grab bars, wheelchair access ramps, and railings; modify doors for entrance and egress; install devices for the hearing impaired.
  • Plumbing: Unclog drains; repair toilets/faucets; replace water lines and heaters.
  • Masonry: Repair or replace masonry steps.
  • Roof Replacement: The program provides complete tear-off and replacement of leaking roofs. We do not attempt roof repairs, only replacements. A bid for roof tear-off and replacement must be at or below the maximum grant amount per household. The work will be awarded to the lowest, best, and most responsive bidder.

Also see Protect Your Family from Lead in the Home

What are the program restrictions and service limitations?

Due to limited funding, the program operates under the following restrictions:

  • Funding limit - Funds for the program are allocated on an annual basis per city and per eligible household.
  • Service limit - Furnaces can only be replaced if certified as defective. Electrical systems must be certified as defective or inadequate to qualify for upgrade. The program may allow for the replacement of defective central air conditioning systems (not window units) for eligible persons age 62 and over or persons under age 62 who have a doctor's statement of need or disability. Overland Park residents must have a doctor’s statement regardless of age.

How do I participate?

The application process requires that our office collect some information to determine your eligibility and need. The process includes the following steps:

  • Step 1. Request an application from the Housing Services office (913-715-6612) or click here to download an application.
  • Step 2. Complete the application entirely - read carefully. Only complete applications with documentation will be processed.
  • Step 3. Provide all necessary support documents i.e. bank statements, social security award letters, pension statements etc. (see application for a complete list)
  • Step 4. Note that providing fax numbers for assets, banks, and employers will help our office process your application in less time.
  • Step 5. Sign your name in all necessary places in the application packet.
  • Step 6. Return the application and supporting documents to the Housing Services office by faxing to 913-715-6632, or scan and e-mail to Minor Home Repair program staff  
    or mail to the address below or drop off at:

    Johnson County Housing Services
    12425 West 87th Street Parkway, Suite 200
    Lenexa, KS 66215
     

  • Step 7. The grants coordinator or the Housing Authority intake specialist will contact you to complete the application process.
  • Step 8. An inspector will assess your home for needed repair.

Weatherization Program

The Weatherization Program provides assistance to low-income residents of Johnson County in making their homes more comfortable, safe and energy efficient.  

Johnson County Housing services will no longer be administering the Weatherization program.  The new agency that will begin administering this program effective May 9, 2016 is Eastern Central Kansas Economic Opportunity Corporation (ECKAN).  ECKAN will be providing weatherization services for the Johnson County, KS area. For an application please go to http://eckan.org/weatherization.html. With any other questions, please call 785-242-6413 or Toll free 1-888-833-0832.

Frequent Questions:

What is the Weatherization Program?

Simply put, weatherization improves heating efficiency and fuel savings by ensuring your home holds in heat and air conditioning, while keeping hot and cold air out.  At NO CHARGE to the client income eligible families receive a comprehensive home assessment which may include repair or replacement of heating systems, insulation and caulking.  The Weatherization Assistance Program is the nation’s LARGEST residential energy efficiency program and is funded through the Department of Energy and Low Income Energy Assistance Program Funds.

Who is eligible?

The Weatherization Program provides assistance to low-income residences of Johnson County who own or rent a residence and pay some portion of their utility bills.  Eligibility is based on household income relative to federal low income guidelines.  If a household contains a member who receives Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF) benefits or utility assistance from the Low Income Energy Assistance Program (LIEAP), the household is automatically considered eligible for weatherization services

What are the Weatherization Program income guidelines?
Household Size |  LIEAP Annual Income Limit | DOE Annual Income Limit

  •  1 person    $15,301 | $23,540
  •  2 person    $20,709 | $31,860
  •  3 person    $26,117 | $40,180
  •  4 person    $31,525 | $48,500
  •  5 person    $36,933 | $56,820
  •  6 person    $32,341 | $65,140
  •  7 person    $47,749 | $73,460
  •  8 person    $53,157 | $81,780
  •  9 person    $58,637 | $90,100
  • 10 person   $64,177 | $98,420

    * For larger household size, please contact the office directly for annual income limit.
     

What kinds of services are provided?

Furnace inspections:

  • Perform efficiency tests
  • Check/correct safety problems
  • Clean furnace, replace filter
  • Seal duct work
  • Repair or replace unsafe equipment
  • Major benefit: Safe, efficient furnace operation

Air leakage sealing:

  • Locate air leaks in your house with test equipment
  • Seal the most serious leaks
  • Assure a safe level of air movement
  • Major benefit: Reduce utility bills

Attic and wall insulation:

  • Determine insulation levels in your home
  • Add attic insulation up to R-30
  • Install insulation in walls
  • Major benefit: Reduce heat loss through ceilings and walls

Did you Know?

• Low-income families pay an average of 18-percent of their annual income for energy, compared with five-percent for other households.

• Weatherization services save customers an average of $358 annually.
 

Funding for this program is provided by the U.S. Department of Energy, administered through the Kansas Department of Commerce & Housing.